E-gold Scam Warning

Watch out for scam site that ask you to do the following to your E-Gold account:

















Your E-Gold will be vanished if you fall into the trap. This site is the perfect example. Be warn this site may contain trojan virus.

Useful Sites

HYIP General Links
Making Money From Home via HYIP
Why invest HYIPs
Strategies for HYIPs

Other Links
Internet Faud Complaint Center - It is useful if you want to file internet faud in the US.
Alexa - Internet ranking site, it has some useful info on your investment program site.
GoldenTalk - Useful forum where people are talking about HYIPs.
RIPE Network Coordination Centre - Useful in detecting an IP address where it belongs to.
DShield - Site is used to determine if your has been hacked.
They will be added once I find more useful sites.
Melissadata - IP location lookup.
whois - whois service, search ip based on name.
HYIPNews - First HYIP Information Resources.
HYIP Online Calculator - free online calculator to compute your HYIP profit.
RoboForms - Protect yourself with random passwords.

How to verify the NetIBA site is real:
simply try this url: http://www.netiba.com/si.php?siteUrl
e.g. http://www.netiba.com/si.php?www.stormpay.com
if the cert is not valid, you will see an image that says 'not approved'
e.g. http://www.netiba.com/si.php?hyipdaily.blogspot.com
NetIBA does not guarantee you the scam is not a scam site, but it just provide you another tool to do your own DD.

Site for Checking Secured Computer Ports:
http://www.hackercheck.com/

CG Financial is giving bonus this week

CG Financial is celebrating with online operation with bonus.

Hello XXX

Your account name is XXX
You have been registered: 2005-06-xx 14:18:03

To celebrate our 10 months of online oeprations and thank you for your confidence, all deposits received from today until Setptember 30th will receive a 5% bonus.
We are using PGP for secure encrypted communication with our clients, if you want to communicate with us using PGP, please contact us to exchange public keys.
Should you have any further questions, please contact us.

Regard,
Alan Richards
CG Financial Support

Sept 27, 2005 Updates

Scam Alert:

• http://www.oil-investment.com is not paying to its members, ip 64.21.66.176
• http://www.legioinvest.com/ is stop paying to its members, ip 69.93.79.130
• http://www.invest-network.com/ is stop paying, 62.193.238.145

GCISurf is now NetIBA Certified

Wow, this is good news for the GCISurfer. They are now NetIBA Certified. Here is the official words from GCISurf, (Update: scammer, site disappeared):

Hello,

GCIDealing LTD. is now NetIBA Certified , and we are proud to announce that our domain gcisurf.com and our Stormpay Payment ID are now NetIBA certified too. For those of you who may not know what this means,NetIBA provides consumer protection services by providing a valid, confirmed identity of internet vendors wishing to do business on the internet. With this new certification, GCIsurf strengthens its solid reputation as a trusted online business. We also know that this will aid in instilling confidence in potential new members.

Regards,
Sasho
GCIsurf Manager

Another Failed Program

I am very unhappy about one of the so called "reliable, paying, and private program". It is the Strategic Investments. It is highly recommanded by the popular "Team Aaron Shara." According to this team, it has been paying for years consistently, never missed a payment. Well ever since I joined almost a month ago, it is failing, and no payout from them yet. The only hope is to get some of the fund back if they are keeping their promises.
Here is my 2-cents on any "reliable private program", do invest too much in it, no matter how much good feedbacks they have.

Here is the official words from them:

Dear Members,

After we sent the last update on Sep 15th, we unfortunately had an incredible decrease on re-loans in our club.

Even though we do not need require new loans and Strategic Investments is a self-sustainable business, we had been using new loans as a tool for cash flow management as our investments normally take more than a month to be completed with profit.

We had an emergency meeting last week with the top management team and based on these facts we will not be able to honor the payouts as originally stated, so it was decided to close Strategic Investments.

We know this is not the news you were waiting for, but it is better to proceed this way than not being able to deliver what was promised.

Effective immediately we are starting to refund all our members 100% of their loans. Refunds will be done following the order below.

1- Members in profit will not receive any loan refund back.
2- Members that sent loans after Sep 21st with receive 100% of their loan funds back. Each loan will be treated individually. This is already in progress.
3- Members that have never received a payout will receive 76% of their initial loan.
4- Members that have already received 76% of their initial loan (including the members from item 3) will receive the remaining 24%

We will finish the refunds as our funds become available, which will be within the next several weeks.

We URGE to you that you don’t complain to e-gold as this can freeze our funds and jeopardize the entire refund process. This is very important!

September 26 2005 Updates

E-TradeXchange is back online:

• Hurricane Rita had us shut down for a couple of days, but Electricty and Internet Access has been restored and we are back up and doing business as usual.
  

Red-Surf Virus/Trojan Alert:

• According to Red-Surf: "All members please read! Since last week, we have recieved emails and reports from our members about member's sites there have VIRUS, TROJAN, and POPUPs."
  
• If you have red-surf and surfed, I would do virus and anti-spyware scan on your system now.
  

Private Programs

I personally joined two private programs. One of the program I am in pays 40% per month with a $100 minimum invest, and another one pays a 10% per week. Because of the nature of the private programs, they do not want any information disburse to the public. I cannot guarantee anything for them. I am still in the testing phrase with them. If you are still interested, please email me.

Updates:
First Program: I did my first withdraw after 3 months of investing. I got paid to my e-gold account on Dec 21, 2005.
Second Program: paid weekly to my e-gold account, last paid was on Dec. 19 2005.

Updated on Dec 21, 2005

Scam Warnings

The following programs are having problems with its members:
http://www.greenlandinvestment.com/ - members reported money being lost.
http://www.swisssavings.com/
http://www.finance-trust.net/
http://www.dailyinstantpay.com/

These programs are still humming

FastMarket - it is still paying and working very reliably (I am in since late June, but the program has been online since April). It has a limited spots for new members each month depending on their trading profits. It just opened the group chat yesterday to its members.
CG Financial - It is still paying and creating new funds from time to time.
These above programs have many praises from many members from various fourms.
StormClix - Newly introduced program by StormPay. If you are free member surfer on many surf-to-paid program. This is a must have. It is legit company and pays all your clicks. No upgrade is necessary for all members to earn the StormClix. In order to take advantage of StormClix, you have to join.

Computer Security for you Home & Office PC

When you deal with any investment account online, it is very important to secure your home PC when you are online constantly. To secure your PC, one must have the following:

• anti-virus program, such as Symantec Anti-virus
• firewall, a free personal firewall such as ZoneAlarm
• antispyware, such as the Microsoft Antispyware

If you have a wireless router, disable broadcast, enable encryption.

Since most program uses e-gold as the primary payment processor, it is very important to use the SRK feature, even though it is troublesome, but it is well worth the trouble. This is necessary if your PC is infested with virus or trojan without your knowledge. Never use your email account on e-gold same as other program account.

Never uses the same password on any HYIP program, preferbly use some kind of password generator, such as Roboform. Use FireFox instead of Microsoft Internet Explorer, to avoid more security holes.

Scan your PC on a daily basis with anti-virus software and anti-spyware.

September 23, 2005 Updates

CG Financial Updates (Although the rate for the new fund is not great, but company and rate are real, see review of the Program):

We have just closed an interesting real estate deal and we are making it available for our clients in our CGF property fund. The gross details of this fund are the following:

Minimum investment: $50
Investment period: 6 months
Return on investment: 180% (principal included, payable at the end of the 6 months)
Date line: October 8th

The net profit after 6 months is 80% which averages 13.3% per month.

IP addresses to avoid

Gathered from many sources:

All of these have either problem paying, took the money
away or have just restarting again, I would avoid even
matching with first numbers:
Use service such as Whois or google around to verify IP.
For a complete list with their ip & formal/current names,
it is too long to be listed.
send request to this email address to join the group.

209.200.153.24
http://www.expinvest-international.com (as example)
10.0.0.1,
10.0.0.23,
24.172.37.215,
38.113.1.97,
38.114.39.187,
38.144.96.23,
62.4.85.238,
62.27.12.137
62.129.131.34,
62.212.93.142
62.233.149.230,
63.240.76.137
63.241.136.201,
63.246.133.79,
63.246.133.92,
63.246.133.93
63.246.133.95,
63.246.139.111,
63.246.155.32,
63.246.155.184
63.246.155.191,
63.246.155.192,
63.246.155.193,
63.247.76.18,
63.247.77.37,
63.247.81.26,
63.247.84.34,
63.247.94.162,
63.247.95.2,
63.251.92.195,
63.251.163.112
63.251.163.115,
63.251.171.70,
64.5.51.44,
64.19.39.58,
64.21.21.196
64.21.37.120,
64.119.181.107,
64.124.74.173,
64.124.79.77,
64.124.84.193
64.132.144.5,
64.136.24.160,
64.136.24.162,
64.136.24.165,
64.176.134.230
64.187.41.129,
64.191.6.38,
64.191.16.187,
64.191.63.69,
64.191.74.247
64.191.80.248,
64.191.81.149,
64.191.95.15,
64.191.121.53,
64.191.121.54
64.191.121.60,
64.191.126.145,
64.202.163.118,
64.202.163.128,
64.202.163.157,
64.202.166.217,
64.202.167.3,
64.202.167.129,
64.202.167.192,
64.202.175.10
64.225.154.135,
64.237.57.92,
64.237.57.215,
64.237.57.254,
64.246.22.43
64.246.44.106,
64.246.47.183,
65.19.179.128,
65.39.204.38,
66.98.250.94
66.98.254.188,
66.111.44.50,
66.117.42.6,
66.117.42.72,
66.118.142.60
66.132.176.12,
66.160.175.238,
66.193.230.113,
66.194.40.147
66.195.127.220,
66.195.240.157,
66.197.15.151,
66.197.42.31
66.197.141.85,
66.197.157.135,
210.51.187.84,
212.118.243.114
212.176.41.3,
212.203.14.95,
212.227.34.3,
213.130.63.233,
213.133.109.132
213.152.250.10,
213.152.250.16,
213.167.70.14,
213.171.219.234
213.186.47.170,
213.202.100.31,
213.212.208.44,
213.212.208.46
213.232.89.184,
213.239.203.47,
216.7.181.145,
216.7.181.146
216.7.181.152,
216.7.181.154,
216.7.181.161,
216.7.181.166
216.7.181.186,
216.7.181.197,
216.7.187.188,
216.7.187.192
219.147.65.244,
219.148.3.140,
219.153.9.144,
221.208.255.68

September 22, 2005 Updates

• PrivateOffShoreFund, one of the most requested info and popular of late, is having problem withdrawing funds (from various forums). I would use caution with this one.
• RichHYIP.com is not paying, it is expected (Hopefully you have learned your lesson, it has goldcoder script). So you know what not to do on the next one.
  
• 12Daily - I got paid today again. Its engine is still humming.
• Paxmix - Paid again, request within 12 hours (before sleep, got it when I got up). Almost in profit now (counting only withdraws of 85%).
• GCISurf is growing, here is the official word from them:
  

  We would like to say thank you for your support and promoting our programs and especially gcisurf.com Our member base is growing rapidly and we are receiving from 150 to 200 new members everyday.
  
  Tomorrow we will add a new payment system, Stormpay due to several requests which we have received. The withdraw fee will be 7% (a bit high) but we can't support lower fee because Stormpay is taking so much from us.
  
  The next month gcisurf will be available in the following languages:
  Japanese, Spanish, German, French, Korean, Italian, Portuguese, Dutch, Russian, Finnish, Chinese, Lithuanian
  We have already found translators for this job.

Review of the New StormPay StormClix

StormClix is a new program offered to its members. It is very similar to the surfing programs out there. But it operates a little differently for the benefits of both advertisers or publishers. Here is how this StormClix works:
Making money - user has a choice to click the ad various from 1 cent to $5, depending on bad the advertiser wants you to click. You can collect the balance after the click is made, then wait and view the ad for 20 seconds. The highest I have seen so far is 5 cents.
Advertising - the advertiser (any member) can advertise as low as 1 cent per click and specifies the number of clicks to be clicked by other members, with a 10% fee. In another word, you can advertise as low as 1.10 for 100 clicks. That is not too bad at all.
In order to take advantage of it, you have to join it. Furthermore, you can list your auctions for free, and use it as another payment processor.

Review of StudioTraffic

StudioTraffic is also known as the king of all suto-surfers. It has been around for over 2 years. It pays surfer 1% daily. Each upgrade lasts 365 days. Free $10 to free members. And there is nothing to lose even though you are registered as a free member. It is one of the most stable programs around. It has over 1/4 million register users. It has never missed a payment ever since it started. To make money for its users, it has established many business units, such as StudioWalker, StudioPay, StudioShopper, etc. I have personally invested in it and I have recently stepped up my investment amount to maximize my return. I have noticed that there are some Yahoo pages being advertised on its SurfTV (surfbar for StudioTraffic). Does it mean even Yahoo is advertising on StudioTraffic? This is definitely a surfer program to be recogned with. If you have to invest in an auto-surfing program, this is definitely to be invested in. It supports many e-currency systems, such as e-gold, StormPay, IntGold, etc.

How to determine a goldcoder script?

For many new investors or "newbies", the word goldcoder script may not mean much to them. But to many experienced HYIP investors, the term is a very familar one. Many people have lost a lot of money because of scams, the scammer who mostly invested with less than $100 with the goldcoder script and a free or cheap site host. In return, they are hoping for a much bigger return. In order to avoid the same mistakes many have experienced before, it maybe nice to know what a goldcoder script looks like, see this page as an example. From now onward, you will have some knowledge of what it is, and hopefully you can avoid some of the pitfalls. Until time, happy investing.

New Program from FeederFund

FeederFund has introduced a new program, called Phoenix Select Holdings Inc (PSHI). From the news given by FeederFund, it looks very promising. It would another good profolio to be diversified. If join by the end of September, there will a high rate bonus for three months. Even though it is not as good as FXIG, but it has better return than all others from FeederFund. More detail is given by FeederFund if you are member or signed up as a new member.

More Updates

Rumors have surfaced regarding FXIG is closing soon even to the FeederFund investors unless you have already invested thru FeederFund. I just love this FXIG. It has ver much consistent return of 20% or more most of the time. This fund is traded using their expert trading system created by the very experienced traders. No human intervention is necessary unless something drastic srew their system. Because of it, I am thinking of investing more into it. Even though the fund is not close, but it worked very well for me in the past months.
GCISurf is growing. I have read that many people have done DD on it. It looks to be good. It trades on the FOREX market and invest various trading programs. It pays 2% daily with 40 sites to surf. The upgrade last for 150 days.

Payment & Other Updates

I got paid by CG Financial and Paxmix today. CG Financial has been a very consistent payer. Even though the rate is not as high as many others, but it is very stable. Paxmix is paid to e-gold a few hours after the request is made.

I recently joined a few more auto-surfers after seeing many good reviews on various forum. I am quite busy surfing, but in actually I only let the PC run after I have logged into my accounts. If they all paid up, it would be a very decent income source.
PaidResponse - 1% daily, very similar to StudioTraffic (king of all auto-surfer, and growing), been around for a while, free $10 bonus when sign up.
RedSurf - The 2.5% a day autosurf site, 2.5% x 150 days = 375 %, with a free $5 account when signed up.
Dadndaves - 1% daily with free $10 bonus. The site is also the owner of autosurfinfo site. Membership is growing at this site.
For people who do not have any $ to spend on any program. Those free $ do add up.

Here is an update from SurfAdverting, you can purchase their company stock share at $2.5 each.

• 30 days investment has a return of 120%
• 60 days investment has a return of 200%
• 90 days investment has a return of 400%
• membership is waived if purchased before October 1

Hmmm, it looks somewhat tempting on the 90 days program, but will they survive? According to the site, it wants to have 1 million register users in 2 years. It looks very interesting.

Another way of making a few bucks

For the people who do not have much to invest, here is one for you. It is the InBox$, it gives you $5 for sign-up, and you get paid 1-10 cents to read email, $ for completing survey, $ for referring friends, and $ for many other offers. If you dont' mind getting extra emails, it is another good source of income for free.

Review on VAOL Investment

VAOL Investment is another popular investment company. It claimed that it trades on the FOREX. It is a vertified company registered in Belize under the name "VAOL Trading Limited". It has no referral system. It has two payment plans, weekly or monthly. Both have variable ROI. I personally invested in the weekly plan for more than 2 months now. I think the weekly plan is superior over the monthly plan. From the reviews of many users on various forums, it looks like an investment to one who may want to take a hard look at it.

Thanks For Your Feedbacks And My Thoughts

Ever since I have created this blog, I got many great feedbacks from the readers like you. I thank you for your support and continuing visit to my site. I have nothing to hide from anyone of you. All my links are direct links, no redirect urls. If they are referral systems, you will know. I thank everyone who has joined under me. I will give my honest opionion to the community. Please feel free to write any comments on this site or email it to me. If you have special request, let me know, I will do my best to satisfy you by reasonable means. Again thank you all for reading and visiting.
Caution, I can not guarantee of the success of any HYIPs, do your own Due Diligence, and again invest amount you can afford to lose. Want to know more, see the section on Strategies for HYIPs.

Review of 12Daily

A very popular auto-surfer 12Daily which many people think it may have high status as the auto-surfer king StudioTraffic. The way 12daily is different from many traditional auto-surfer is its ability to give its members the cash flow they needed. Because under the 12daily requirements, you only need to surf 12 days for 12 sites, and you will get your money back for the total of 144%. Including the 7 business days for payment request. It is still less than 1 month (about total time of 3 weeks). And you are getting 44% of ROI in that time frame. It is very good deal, that is why it is so popular among many auto-surfers. Check it out your self.

Want More Traffic to Your Site, 100,000 More

There is relatively auto-surfer, SurfAdvertising, it promises to give anybody joined and upgrade, the new member will get 100,000 credits. WOW, that is some credits. It pays 1.35% daily if you surf between 10 to 100 sites depending on member levels. Free members will get 1 bonus credit (equals to $10). Each upgrade will last 365 days.
I joined today and spent $10 upgrade unit, however there is a problem with their upgrade system, I have not gotten the credit yet. I emailed to support, and I will update you all what happen to my test spend.

6 hours later. Here is the latest update from SurfAdvertising:"We upgrade manually for security reasons. I have added your unit and upgraded your account." That is a good response from them.

Beware of CopyCats and Scam Sites

User beware of the e-gold ripeoff e-qold.com. The Q is in place of the G. It has the look and deal of the payment processor's site. Watch what you typed everybody.

There are two copycats of the successful and popular sites, mainly FastMarket and Paxmix. The real ones are FM and Paxmix, not www.fast-market.com and paxmixgroup.com. So when you refer people for your downlines or newbies joining the successful programs, make sure they go to the right places not the copycat sites.

Updates from GCISurf

GCIsurf is growing very fast and we want to thank to all our members:
GCI members are: 4859 and the total upgrades are: $132,320.00

GCI Surf Program benefits:

• Free $5 Cash & 50 Credits to Join
• Earn 2% Per Day
• Earn up to $200 Per Day
• Upgrade with $10 or More
• Upgrades Last for 150 Days
• 5% Referral Commission
• $10 Minimum Cash-out
• 20 Second Timer

Review of Feeder Fund

Feeder Fund, an investment group specialized in investing many different funds. Most of these investment opportunities have higher minimums, sometimes as low as $5,000, but often $20,000 or even $50,000. The FeederFund allows its Members to participate in these bona fide programs through a pool fund with a far smaller minimum requirement. FeederFund only supports programs that will provide full disclosure on their Principals and investments, and which pass our stringent due diligence and risk analysis. We are actively invested in and further investigating some 30 international regulated and unregulated investments. The return of investment (ROI) ranges from 5% to upto 30% per month depending on the fund you are choosing. FeederFund has been around to the HYIP world since Octorber of 2003. To join the FF family, one must be invited. Use my link to join for free and check it out yourself.

Review of FastMarket

FastMarket has a relatively long presence with the HYIP world. It is an offshore investment company registered in British Island, see certification. It offers investors with many investing options. You can earn upto 3.2% daily. It is a private invitation-only program. The code 001712682282200 can be used to join the program if you are so desired to join. It offers a $50 free bonus when you join. It also gives its member $10 bonus if he or she participates in its forum. Referral commission is 10%. Membership is limited to amount of money they make each month. It may take a while before FastMarket can approve your membership. I personally joined in early June. They have not missed any payment. It is a well run program.
SCAM

Review of CG Financial

CG Financial is a professional investment and brokerage company, providing its clients with an opportunity to derive income from expertise-based high-yield investments. It is a real money management company certified by fxstreet. It provides investors with very realistic returns. The rate of return varies based on time and amount invested. Investors can get upto 100% in four month via the Capital Venture fund. The company has posted its certification online. Of course this is no guarantee of sucess for any program. The program accepts e-gold, e-bullion, paypal, and moneyBrokers. The way this program presents itself, it will give investors more confidence investing in this program. I personally in this program since late June 2005. The pay is always on time. Request payment to your payment processor takes less than 12 hours.

News Updates

4Daily:
I have read many users from 4Daily on various sites have finally received their payments since they stopped for a while. That is good news for investors in the 4Daily program as well as for 4Daily. Let's hope it will continue.

News from EsTrix Surf:

We have now reached a total of 11,000 active members in Estrixsurf.com and a total upgrades of $284,548.

Changes :-

1. Each member can have up multiple accounts but member level of 1st account must be greater than 2nd account. (effective from today)
2. Payout might be delayed 2-3 days for suspicious accounts. (effective from today)
3. A deposit fee (5%) will be charged for members who purchase upgrade units. (will announce)
4. A withdrawal fee (5%) will be charged for members who request cash out. (will announce)

Asian Pay Payment Processor

AsianPay is an Asian-based payment processor that is just launched. You can even purchase shares in the Company. There is a very huge opportunity because StormPay, Paypal and the others do not cover those Asian Countries! It is real company. They even provide contact info, address and phone number. Even if you are not invest in their partnership program, you can join in the affiliate program. Commissions: 4% on each level, 6 levels deep!

What is interesting about this one is that they are filling a hole left there by the likes of Paypal, Stormpay, and even INTGold and e-gold. And they are allowing the use of credit cards to "top up" accounts (including Paypal, INTGold, e-gold and Bank Wire).

Now consider the population in Asia. The potential is endless. Sign-up is free, check it yourself.

Strategies for HYIPs

Investing in HYIPs can be a double edge sword, very risky and rewarding. You can lost all of it the very next day or double in a month. So it is necessary to have some strattegies in dealing with any HYIPs no matter how good it looks. The following rules must be observed:

• Do NOT invest what you cannot afford to lose.
• Diversify your Portfolios, join in many programs as you can from reliable sources and do you own Due Diligence on each program before investing.
• Seaparate your payment processor email from the program, for example, use email1 on e-gold and email2 for the programs.
• Protecct yourself, never use your real name.
• Never have the same password for different programs.
  
• Get your principle back ASAP.
• Never compound before getting your investment back.
• If the investment sounds too good to be true, it propably it is a scam.
• Be realistic, most reliable program rarely pays over 3% per day.
• Take your profits often.
• Never join a program that is on a free host service.
• Never reply to any email for user/password.
  

Why invest HYIPs?

The reason for investing in HYIPs is to make the most $ you can in the least amount of time. Consider this example, you have a choice to make between taking $100, 000 in 30 days vs taking $1 a day, and doubles it every day for 30 days. Which choice do you made? $100, 000 or the $1 doubles every day for 30 days? For the people who have not seen this question or do not realize the power of compounding will pick the $100,000. But we all know the answer for the question. $1 a day for 30 days will make over $1 million in 30 days. Because of the high rate of returns, most HYIPs would not last even a month, a few months, or over a year. A legitimate HYIP with a reasonable rate of return, around 20-30% a month is achievable. If you apply this principle to the conventional world, it would not be too long to become a millionaire. And That is why the main reason for investing in HYIPs.

Making Money From Home

There are many ways to make money from home. One area of what I am focus on is the investing in HYIP (High Yield Investment Programs). Not many people are expose to the concept of HYIPs. In the HYIP world, there are many scammers. Almost 95% or higher of the HYIPs are scams because of the nature of GREED. Because of the high yield given by HYIPs, many people are flod into them. Under the traditional investment arean or the non-HYIP world, most people will get between 1-5% per year from their bank, or 25% from investment per year (consider to be great). But in the HYIP world, between 0.5% to 2% daily or more of ROI (return of investment) is very typical of HYIPs. As you can see, people are loving it because of it. This is just an introduction of HYIP to everybody. I'll continue this topic later (today or tomorrow).