News from 12Daily Regarding Stormpay

It seems like StormPay Has disable payment for 12Daily, see news:

We have done some additional research and as you may have noticed, we have come to some decisions regarding our current issues with Stormpay.

We did everything we could to meet and live up to StormPay's blackmail attempts on Monday. We removed EMO, a payment processor with who we have a very solid relationship. At StormPay's demand, we completely eliminated all choice for our members of payment processors and put our business in a very difficult postition. After all of that, it seems that we have been betrayed.

The existance of 12daily Pro has profited StormPay over the course of the months perhaps more than any other of their clients or users combined. They seem to now have a problem with autosurf; we find it curious that they didn't have a problem with taking our money. We have learned that StormPay has suspended many other autosurfs as well witin the past couple of days. It appears they may also be sending out libelous answers to members questions about why we were suspended.

We want to let you know that we have decided to become proactive in this matter, after a full day has passed with no explanation from them of why our account has been suspended. Our attorney has submitted a letter to their attorney via email explaining our postion and requesting a response. Barring a legitimate explanation by Stormpay within a timely manner, we will be filing immediate legal action to recover all our funds by legal force if necessary so we can meet our responsibilities to all of our StormPay members in a timely fashion. We will update you on the progress of this matter. We promise to fight them to the death for money that rightfully belongs to you and us.

In the meantime, since our account has been locked, we cannot at this time make any StormPay payments. We also have been denied by StormPay the withdrawal of funds that we earmarked for the funding of our EMO account. So, this evening we will have to weigh a lot of factors in determining how we will structure a recovery plan for our Stormpay funds as well as determine an ammeanable and fair payment schedule for all members with currently pending withdrawals.

We will have some answers for you on this by midday tomorrow.

In the meantime, we have enabled EMO upgrades again, staff will be focusing on support tickets and the launch of the new program hopefully later tomorrow.

We need you all to understand that this is a very difficult situation which we never could have predicted. There will be a lot of change and uncertainty in the coming days. But know we are doing all we can to insure that StormPay does not bring this program down nor take advantage of members that we have spent months caring for.

We completely understand that you are all concerned as we are as well. We ask for your support and patience at this time. Rest assured we are here working our butts off for you. You can help by not creating more work by staff with support tickets about these issues. We will update the membership as a whole as developments arise in the member news area, so please check it often for new postings.

We will not let anyone destroy this program that our staff and all of you have worked so hard to build.

NOW is the time when we PROVE we are pros!

Charis

Education in choosing your next investment

To investing in the HYIP world, it is worth while to educate yourself to improve your earning probabilities. My key to winning in HYIPs is diversification. Here is the contribution by John Mulhollem, admin of answerstoyourquestions.com and everythingunderoneroof.org

Education in choosing your next investment:
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There's a lot to be said about the arena that many of us dabble in. To some of us it's a playground, to some of us it's a serious game of poker. No matter what your personality or motives are, no one enjoys losing money.

I believe that's a common factor that binds us all into one group. The problem is that too many really don't know enough about playing in this everchanging world. Keva and I were recently discussing this topic, when I asked him if he would be willing to post this thread if I was willing to write it.

Hyips, Hyis, PPPs, surfs, managed accounts, gold games - these are all part of the world we currently play in. Many of you already know, either by personal experience, or by hearing or seeing it, that about 98% of the programs out there today are either a scam, a ponzi or a program that is poorly managed. If you don't enjoy losing your money, this is obviously a landmine to do just that.

The question remains, how do I find the 2%? These programs that will make me money, where are they? The only way I can answer that, is to tell you they are there. It takes an immence amount of time and effort to find them but they are there and the rewards are absolutely gratifying.

I have come up in this business the hard way. When I started, I didn't know my a$$ from a hole in the ground. I very quickly learned just how fast my money could disappear. I played small amounts but it added up in time. One day, I came across a program, that I thought was the real deal. I put a lot of money in it, money I DIDN'T have to lose. Guess what, I lost it. Every penny, I lost it. That was a turning point for me. I swore then, that I would never fall into a trap like that again and to this day, I haven't.

I knew the time was now, that I either got educated, or walk away. Take a guess what I did......

Looking back now, I see a divided line. Two paths one can take. One is the easy road, one is the hard road. They both have their rewards; what you need to do is choose one of these two roads.

Road 1. Self education.

Self education is without a doubt, a very long hard road. It's full of pitfalls and at times, you can never see the light at the end of the tunnel. It involves getting into hyip watch groups and finding solid referral sites. Notice I didn't say MONITORING sites.

The biggest trap that most fall into is greed. If you're a greedy person or desperate, stay far away from this world.
If you can clear your mind, be objective and stick with a plan that involves a large diversification across a number of good solid programs, then and only then, will you make some money. Finding good programs takes time and effort but most of all, patience. Build a solid protfolio of no less than 15-20 programs. Look for programs that are transparent, programs that supply good DD and programs that have many
trusted people recommending them, specifically people that are well known in the hyip arena. Don't go looking for programs in hyip monitoring sites. While there are a few decent programs there, it's very hard to judge which ones can go the distance. Not only that, you can be tempted by programs that claim to pay out these unbelieveable percentages.
Do yourself a favor and stay away from them. You may get lucky now and then but I guarantee you, you will lose in the end. By educating yourself, you can expect to find solid programs that pay from 1% a week, to 40% plus a month.

Road 2. Trusted diversified programs. If you not someone who wants to spend a lot of time, searching and digging for these solid programs, you may want to consider sites that use diversification for your deposits. There are a few solid ones out there and chances are someone in an good hyip group could point you to them. These are sites, that don't normally pay outstanding returns but they are usually somewhat safe because of the fact that they do diversify.

Let me give you an example. If you heard about the forex market and how much money you could make there, you would do one of two things. You could take the time and effort to learn it or you could give it to a trader that already has the knowledge and experience to trade for you. You will make less in returns if he trades for you but your money is safer with him because you dont have the knowledge to do it yourself. It is the same in the hyip arena. Sites that offer a diversification of your deposits take a cut because of the time and effort they have put forth to educate themselves.

By utilizing these diversified programs, you can expect to make anywhere from 1% a week to 25% plus a month.

If you decide to go the path of doing it on your own, here are a few good rules to go by.

1. Check the IP number against a good scam list.
2. Always email the administrator and ask questions and don't be afraid to ask the hard questions. Sometimes their answers will tell you exactly what they are. Check out their answers to see if they are telling you the truth.
3. Look for recommended programs that others trust.
Now, Im not talking about 1 person, I'm talking about several people, experienced people.
4. Look for how long the program has been running.
Don't be fooled if they say they've been around for years, and only been on the web for a short amount of time. There is seldom any truth to this.
5. Check their forums and their feedback.
6. Check public forums to see what people are saying about them.
7. Look to see if their payout percentage is realistic.
Over 3% daily is pushing it.
8. Don't fall in love with a program.
9. Get your principle out asap.
10. Watch for any changes that could be displaying warning signs.
11. Try to go after programs that have been around at least 6 month to a year.
12. Always use a test spend before putting larger amounts of money in.
13. Never reinvest your principle.
14. Spread you money around evenly, across different programs.
Do not target just high paying programs.
15. Is the site NetIBA certified?
16. Is what they are offering make sense?
17. Always read everything on the site. Some create loopholes to give an excuse not to pay you.
18. Do not invest more than you can afford to lose, no matter how good it looks.
19. Get into as many watch groups as possible that monitor these sites performances and watch them like a hawk.
20. Stay away from hyip monitors.
21. DIVERSIFY, DIVERSIFY, DIVERSIFY! 15-20 programs or more.

Review of Payinvestment And Other HYIPs

Review of Payinvestment
payinvestment, (ip: 67.18.150.98). This HYIP started on Jan 31, 2006. According to the site stat, it was able to attract 30 accounts with 14 active as I am writing this. Total deposit was $1K. The least rate of return is 121% daily. WoW! I guess you smell the bait here. Do not fall into the bait of this HYIP. Your money will be gone at the moment you deposit into them. But if you are brave enough, you can test it and see if the admin pay you. I am very doubtful about it. Maybe if your spend is $1, they may give you $1.21 after one day to attract the bigger fish.

Other Potential Hit-And-Run Like Payinvestment
Like Payinvestment, the following HYIPs have the potential of running away if you deposit your money into them:
fundshyip, (ip: 209.124.50.160). 120% Daily Rate of Return
thegreatinvestments, (ip: 209.124.50.160). 1 Day 200% Daily Rate of Return